/* ===== Design tokens — inspired by patek.com ===== */
:root {
  /* Signature Patek taupe-gold + warm neutrals */
  --gold: #8c7a66;
  --gold-deep: #6f5f4e;
  --taupe: #afa294;
  --taupe-light: #c4bdb4;
  --greige: #e8e4e0;

  --ink: #2e2e33;
  --ink-soft: #4a4a52;
  --slate: #525252;
  --slate-light: #757575;
  --line: #e8e4e0;
  --line-soft: #eaeaea;

  --paper: #ffffff;
  --paper-alt: #f8f7f7;
  --paper-warm: #f4f2f0;

  --radius: 2px;
  --radius-sm: 2px;
  --shadow: 0 24px 60px -32px rgba(46, 46, 51, 0.28);
  --maxw: 1200px;

  --font-serif: "Lora", Georgia, "Times New Roman", serif;
  --font-sans: "Open Sans", system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
  --font-alt: "Montserrat", "Open Sans", sans-serif;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; scroll-padding-top: 90px; }

body {
  margin: 0;
  font-family: var(--font-sans);
  font-weight: 400;
  color: var(--ink-soft);
  background: var(--paper);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3 { font-family: var(--font-serif); color: var(--ink); line-height: 1.2; margin: 0 0 0.5em; font-weight: 500; }
h1 { font-size: clamp(2.3rem, 4.6vw, 3.9rem); font-weight: 400; letter-spacing: 0.005em; }
h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); font-weight: 400; }
h3 { font-size: 1.18rem; font-weight: 500; }
p { margin: 0 0 1rem; }
a { color: inherit; text-decoration: none; }

.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 32px; }
.narrow { max-width: 760px; }

.eyebrow {
  font-family: var(--font-alt);
  text-transform: uppercase;
  letter-spacing: 0.24em;
  font-size: 0.72rem;
  font-weight: 500;
  color: var(--gold);
  margin: 0 0 1.1rem;
}
.accent { color: var(--gold); font-style: italic; }

/* ===== Buttons ===== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.95rem 2.1rem;
  border-radius: var(--radius);
  font-family: var(--font-alt);
  font-weight: 500;
  font-size: 0.78rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  cursor: pointer;
  border: 1px solid transparent;
  transition: background 0.25s ease, color 0.25s ease, border-color 0.25s ease;
}
.btn-primary { background: var(--gold); color: #fff; }
.btn-primary:hover { background: var(--gold-deep); }
.btn-ghost { border-color: rgba(255, 255, 255, 0.5); color: #fff; }
.btn-ghost:hover { border-color: #fff; background: rgba(255, 255, 255, 0.12); }
.btn-outline { border-color: var(--gold); color: var(--gold); }
.btn-outline:hover { background: var(--gold); color: #fff; }
.btn-block { width: 100%; }

/* ===== Header ===== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 78px; gap: 2rem; }
.brand { display: flex; align-items: center; gap: 0.7rem; color: var(--ink); }
.brand-mark { width: 34px; height: 34px; color: var(--gold); }
.brand-text { font-family: var(--font-serif); font-size: 1.2rem; letter-spacing: 0.06em; font-weight: 500; }
.brand-text strong { color: var(--gold); font-weight: 600; }

.site-nav { display: flex; align-items: center; gap: 2.1rem; }
.site-nav a {
  font-family: var(--font-alt);
  color: var(--ink);
  font-size: 0.76rem;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  transition: color 0.2s ease;
}
.site-nav a:hover { color: var(--gold); }
.nav-cta {
  padding: 0.55rem 1.2rem;
  border: 1px solid var(--gold);
  color: var(--gold) !important;
}
.nav-cta:hover { background: var(--gold); color: #fff !important; }

.nav-toggle { display: none; flex-direction: column; gap: 5px; background: none; border: 0; cursor: pointer; padding: 6px; }
.nav-toggle span { width: 24px; height: 1.5px; background: var(--ink); transition: 0.2s; }

/* ===== Hero ===== */
.hero { position: relative; overflow: hidden; background: var(--paper-warm); color: var(--ink); }
.hero-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(1000px 560px at 80% -20%, rgba(175, 162, 148, 0.28), transparent 62%),
    radial-gradient(760px 520px at 8% 120%, rgba(140, 122, 102, 0.16), transparent 58%),
    linear-gradient(180deg, #faf9f7, var(--paper-warm));
}
.hero-bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(140, 122, 102, 0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(140, 122, 102, 0.06) 1px, transparent 1px);
  background-size: 58px 58px;
  mask-image: radial-gradient(72% 72% at 50% 34%, #000, transparent);
}
.hero-inner { position: relative; padding: clamp(4.5rem, 10vw, 8.5rem) 32px clamp(4rem, 8vw, 7rem); max-width: var(--maxw); margin: 0 auto; }
.hero h1 { margin-bottom: 1.25rem; max-width: 15ch; }
.lede { font-size: clamp(1.05rem, 1.5vw, 1.25rem); color: var(--ink-soft); max-width: 600px; font-weight: 300; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 1rem; margin: 2.25rem 0 0; }
.hero .btn-ghost { border-color: var(--taupe); color: var(--ink); }
.hero .btn-ghost:hover { border-color: var(--gold); color: var(--gold); background: transparent; }

.hero-stats {
  display: flex;
  flex-wrap: wrap;
  gap: 3rem;
  list-style: none;
  padding: 2rem 0 0;
  margin: 3.75rem 0 0;
  border-top: 1px solid var(--taupe-light);
}
.hero-stats li { display: flex; flex-direction: column; gap: 0.15rem; }
.stat-num { font-family: var(--font-serif); font-size: 2rem; color: var(--gold); line-height: 1; }
.stat-label { font-family: var(--font-alt); font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.16em; color: var(--slate-light); }

/* ===== Sections ===== */
.section { padding: clamp(4rem, 8vw, 7rem) 0; }
.section-alt { background: var(--paper-alt); }
.section-head { max-width: 720px; margin: 0 0 3rem; }
.section-lede { font-size: 1.1rem; color: var(--slate); font-weight: 300; }
.section-lede.center { margin-left: auto; margin-right: auto; }
#brokers .section-head { text-align: center; margin-left: auto; margin-right: auto; }

/* ===== Cards ===== */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 2.25rem 2rem;
  transition: box-shadow 0.3s ease, border-color 0.3s ease, transform 0.3s ease;
}
.section-alt .card { background: var(--paper); }
.card:hover { box-shadow: var(--shadow); border-color: var(--taupe-light); transform: translateY(-3px); }
.card-icon {
  width: 48px; height: 48px;
  display: grid; place-items: center;
  border: 1px solid var(--line);
  border-radius: 50%;
  background: var(--paper-warm);
  color: var(--gold);
  font-size: 1.2rem;
  margin-bottom: 1.4rem;
}
.card h3 { margin-bottom: 0.5rem; }
.card p { color: var(--slate); margin: 0; font-size: 0.97rem; }

/* ===== Brokers ===== */
.broker-grid {
  list-style: none; padding: 0; margin: 0 auto 1.75rem;
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; max-width: 940px;
}
.broker-tile {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--paper);
  padding: 1.6rem 1rem;
  text-align: center;
  font-family: var(--font-alt);
  font-weight: 500;
  font-size: 0.82rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--ink);
  transition: 0.28s ease;
}
.section-alt .broker-tile { background: var(--paper); }
.broker-tile:hover { border-color: var(--gold); color: var(--gold); transform: translateY(-3px); }
.broker-note { text-align: center; color: var(--slate-light); font-size: 0.88rem; margin: 0; }

/* ===== Steps ===== */
.steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem; }
.step { position: relative; padding: 0 0 0 0; }
.step-num { font-family: var(--font-serif); font-size: 2.6rem; color: var(--taupe-light); display: block; margin-bottom: 0.6rem; line-height: 1; }
.step h3 { margin-bottom: 0.4rem; }
.step p { color: var(--slate); margin: 0; font-size: 0.97rem; }

/* ===== Contact ===== */
.contact-grid { display: grid; grid-template-columns: 1fr 1.05fr; gap: 4rem; align-items: start; }
.contact-intro .section-lede { margin-bottom: 1.75rem; }
.contact-details { list-style: none; padding: 0; margin: 0; display: grid; gap: 0.9rem; }
.contact-details li { display: flex; align-items: center; gap: 0.8rem; color: var(--slate); font-size: 0.98rem; }
.contact-details a:hover { color: var(--gold); }
.ci { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 50%; border: 1px solid var(--line); background: var(--paper-warm); color: var(--gold); }

.contact-form {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 2.5rem;
}
.field { margin-bottom: 1.25rem; }
.field label { display: block; font-family: var(--font-alt); font-size: 0.72rem; font-weight: 500; letter-spacing: 0.12em; text-transform: uppercase; margin-bottom: 0.5rem; color: var(--ink); }
.field input, .field select, .field textarea {
  width: 100%;
  padding: 0.85rem 1rem;
  border: 1px solid var(--line-soft);
  border-radius: var(--radius);
  font: inherit;
  font-size: 0.98rem;
  color: var(--ink);
  background: var(--paper);
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}
.field textarea { resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(140, 122, 102, 0.14);
}
.field.invalid input, .field.invalid textarea { border-color: #b3453f; }
.error { display: block; color: #b3453f; font-size: 0.8rem; margin-top: 0.35rem; min-height: 1em; }
.form-status { margin: 0.85rem 0 0; font-size: 0.92rem; text-align: center; }
.form-status.ok { color: var(--gold-deep); }
.form-status.err { color: #b3453f; }

/* ===== Footer ===== */
.site-footer { background: var(--ink); color: rgba(255, 255, 255, 0.72); padding: 3.5rem 0 2rem; }
.footer-inner { display: flex; justify-content: space-between; gap: 2rem; flex-wrap: wrap; padding-bottom: 2rem; border-bottom: 1px solid rgba(255, 255, 255, 0.12); }
.footer-brand .brand-text { color: #fff; font-size: 1.2rem; }
.footer-brand .brand-text strong { color: var(--taupe); }
.footer-brand p { margin: 0.6rem 0 0; color: rgba(255, 255, 255, 0.55); max-width: 340px; font-size: 0.94rem; font-weight: 300; }
.footer-nav { display: flex; gap: 1.75rem; flex-wrap: wrap; align-items: center; }
.footer-nav a { font-family: var(--font-alt); color: rgba(255, 255, 255, 0.72); font-size: 0.74rem; letter-spacing: 0.14em; text-transform: uppercase; }
.footer-nav a:hover { color: var(--taupe); }
.footer-legal { padding-top: 1.75rem; display: flex; justify-content: space-between; gap: 1.5rem; flex-wrap: wrap; }
.footer-legal p { margin: 0; font-size: 0.82rem; color: rgba(255, 255, 255, 0.45); font-weight: 300; }
.disclaimer { max-width: 640px; }

/* ===== Responsive ===== */
@media (max-width: 900px) {
  .cards { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: 1fr; gap: 1.5rem; }
  .contact-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .broker-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 680px) {
  .container { padding: 0 22px; }
  .site-nav {
    position: fixed;
    inset: 78px 0 auto 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: var(--paper);
    padding: 0.5rem 22px 1.5rem;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow);
    transform: translateY(-160%);
    transition: transform 0.28s ease;
  }
  .site-nav.open { transform: translateY(0); }
  .site-nav a { padding: 0.95rem 0; border-bottom: 1px solid var(--line-soft); }
  .nav-cta { text-align: center; margin-top: 0.85rem; border-radius: var(--radius); }
  .nav-toggle { display: flex; }
  .cards { grid-template-columns: 1fr; }
  .broker-grid { grid-template-columns: 1fr; }
  .hero-stats { gap: 1.75rem; }
}